Invest in December and have the deposits managed without a portfolio management fee through the entire 2025. .
I don't have a specific goal, but I
know investing is important. I want my
money to appreciate in value.
Return up to 9% per year
Risk level adjusted to your individual needs
No strings attached and no tax
For rainy days and unexpected situations.
I'm planning a big expense in the
future (car, wedding...).
I want to own my own home or pay
off my mortgage early.
I want to save for my children's education or start in life.
I want the European third pillar.
I will secure a decent retirement on
my own terms.
I want a regular monthly income
from my property.
I want to invest without volatility with
a good return.
I want to invest for a short period at low risk.
Megtakarításaimat adóhatékonyan szeretném gyarapítani
Adómentesség lehetősége a lekötés után
Ingyenes számlanyitás és -vezetés
Forintban és euróban igénybe vehető
I don't have a specific goal, but I
know investing is important. I want my
money to appreciate in value.
Return up to 9% per year
Risk level adjusted to your individual needs
No strings attached and no tax
The reserve is a basic financial goal; it should
be 3 to 6 months of expenses.
Expected appreciation 4 - 5% per year
The maximum portion of shares is 50%
Coverage of an unexpected loss of income
Make your dreams come true.
Save for them by investing in advance.
Profitably, cheaply and regularly.
Plan to achieve the objective
Money available at any time
Risk tailored to your needs
Prepare your own funds to buy a home or
get rid of your mortgage early.
Reach your destination faster
Return up to 9% per year
Risk tailored to your needs
Invest for your children to get a better start
in life. The earlier you start, the richer
future they can have.
Return up to 9% per year
Each child can have a separate account
Contract in your name or in your child's name
Easy and cheap investment savings for retirement, the same across the EU. Your employer can also contribute.
Management fee only 0.6% p.a. + VAT
Bound until retirement age
The risk decreases with age
The European pension uses a lifecycle strategy in which we gradually reduce the risk of the savings over the 10 years before retirement by reducing the share of equities and increasing the share of bonds, up to a level of 60% equities and 40% bonds.
Don't want to rely on state pension schemes?
Invest for a peaceful retirement. We'll create
a plan to help you achieve it.
Return up to 9% per year
Without commitment
After a year without tax liability
Is it time to start enjoying your acquired
wealth? The goal of every investor is to have
a passive income - to live on an annuity.
Payment of annuity every month
Your wealth continue to create revenues
Minimum investment 50,000 €
For saving money even for less than 1 year
with a good return in the least risky
investment product.
Gross floating return of 3.0% per annum
No strings attached and no fluctuation in
value
Only one fee: 0.5% for management
3.0% p.a. is the yield to maturity as of 24.10.2024, as reported by ETF product creators. The yield is floating, is linked to the ECB base deposit rate and does not include Finax fees of 0.5%.
The money you keep in a bank account is gradually losing value. The Wallet appreciates your savings by the current short-term interest rates in the market.
Expected appreciation 2 - 3% per year
Only one fee: 0.5% for management
Suitable for short-term saving for up to 3 years
The expected return is based on the yield to maturity of the underlying ETFs reported by the fund managers as of 24.10.2024. The yield is variable and may change depending on the development of ECB interest rates, investor sentiment in the market, and similar factors.
Grow your savings in line with Poland’s current market interest rates. Ideal for storing zloty savings over short periods of 1 to 3 years.
Expected return: 4 – 6% per year
Only a single fee: 0.5% for management
Suitable for short-term saving lasting for up to 3 years
Ideal for any investment goals that are at least 3 years away. A significant portion of your funds will be invested in Polish stocks and bonds.
Risk level adjusted to your individual needs
No requirement to lock in funds for a specific time
No exchange rate risk
Grow your savings in line with Poland’s current market interest rates. Ideal for storing zloty savings over short periods of 1 to 3 years.
Expected return: 4 – 6% per year
Only a single fee: 0.5% for management
Suitable for short-term saving lasting for up to 3 years
All data linked to the historical development of Finax portfolios are modelled and created based on the back-modelling of data. We described how historical performance is modelled in the article How do we model the historical development of portfolios. Past results are no guarantee of future returns, and your investment may result in a loss.
If you hold securities traded on a stock exchange for at least one year, the proceeds are tax-free for Slovak tax residents. Our portfolios are composed of ETFs that fall into this category. The tax treatment depends on each client's individual circumstances and may change in the future.