Investing can also be short-term
Start investing effortlessly. All you need to know is what you want to achieve and have your ID. Opening an account is quick, simple, and commitment-free.
What do you want to achieve by investing?
Wealth building
I don't have a specific goal, but I
know investing is important. I want my
money to appreciate in value.
- Return up to 9% per year info
- Risk level adjusted to your individual needs
- No strings attached and no tax info
Emergency fund
For rainy days and unexpected situations.
Buying an expensive item
I'm planning a big expense in the
future (car, wedding...).
Saving for children
I want to save for my children's education or start in life.
European Pension (PEPP)
I want the European third pillar.
Pension on your own terms
I will secure a decent retirement on
my own terms.
Annuity (payout portfolio)
I want a regular monthly income
from my property.
Smart Deposit (even up to 1 year)
I want to invest without volatility with
a good return.
Wallet (for 1-3 years)
I want to invest for a short period at low risk.
Wealth building
Megtakarításaimat adóhatékonyan szeretném gyarapítani
- Adómentesség lehetősége a lekötés után
- Ingyenes számlanyitás és -vezetés
- Forintban és euróban igénybe vehető
Wealth building
I don't have a specific goal, but I
know investing is important. I want my
money to appreciate in value.
- Return up to 9% per year info
- Risk level adjusted to your individual needs
- No strings attached and no tax info
Emergency fund
The reserve is a basic financial goal; it should
be 3 to 6 months of expenses.
- Expected appreciation 4 - 5% per year info
- The maximum portion of shares is 50%
- Coverage of an unexpected loss of income
Buying an expensive item
Make your dreams come true.
Save for them by investing in advance.
Profitably, cheaply and regularly.
- Plan to achieve the objective
- Money available at any time
- Risk tailored to your needs
Property
Prepare your own funds to buy a home or
get rid of your mortgage early.
- Reach your destination faster
- Return up to 9% per year info
- Risk tailored to your needs
Saving for children
Invest for your children to get a better start
in life. The earlier you start, the richer
future they can have.
- Return up to 9% per year info
- Each child can have a separate account
- Contract in your name or in your child's name
The European pension uses a lifecycle strategy in which we gradually reduce the risk of the savings over the 10 years before retirement by reducing the share of equities and increasing the share of bonds, up to a level of 60% equities and 40% bonds.
European Pension PEPP
Easy and cheap investment savings for retirement, the same across the EU. Your employer can also contribute.
- Management fee only 0.6% p.a. + VAT
- Bound until retirement age info
- After a year without tax liability
Pension on your own terms
Don't want to rely on state pension schemes?
Invest for a peaceful retirement. We'll create
a plan to help you achieve it.
- Return up to 9% per year info
- Without commitment
- After a year without tax liability info
Annuity
Is it time to start enjoying your acquired
wealth? The goal of every investor is to have
a passive income - to live on an annuity.
- Payment of annuity every month
- Your wealth continue to create revenues
- Minimum investment 50,000 €
1.9% p.a. is the yield to maturity as of 12.6.2025, as reported by ETF product creators. The yield is floating, is linked to the ECB base deposit rate and does not include Finax fees of 0.5%.
Smart Deposit
For saving money even for less than 1 year
with a good return in the least risky
investment product.
- Gross floating return of 1.9% per annum info
-
No strings attached and no fluctuation in
value - Only one fee: 0.5% for management
The expected return is based on the yield to maturity of the underlying ETFs reported by the fund managers as of 12.6.2025. The yield is variable and may change depending on the development of ECB interest rates, investor sentiment in the market, and similar factors.
Wallet
The money you keep in a bank account is gradually losing value. The Wallet appreciates your savings by the current short-term interest rates in the market.
- Expected appreciation 1 - 2% per year info
- Only one fee: 0.5% for management
- Suitable for short-term saving for up to 3 years
The expected outcome is based on the yield to maturity of the underlying ETFs reported by the fund managers as of 06.09.2024. The yield is variable and may change depending on the development of Polish interest rates, investor sentiment in the market, and similar factors.
Złoty Bond Portfolio
Grow your savings in line with Poland’s current market interest rates. Ideal for storing zloty savings over short periods of 1 to 3 years.
- Expected return: 4 – 6% per year info
- Only a single fee: 0.5% for management
- Suitable for short-term saving lasting for up to 3 years
Exchange rate risk arises if you invest in foreign assets, which requires you to convert your savings into foreign currencies (such as euro, dollar, etc.). This exposes you to the risk that the zloty strengthens against these currencies, decreasing your return. This portfolio was created in a way that completely eliminates this risk.
Złoty Portfolio
Ideal for any investment goals that are at least 3 years away. A significant portion of your funds will be invested in Polish stocks and bonds.
- Risk level adjusted to your individual needs
- No requirement to lock in funds for a specific time
- No exchange rate risk info
The expected outcome is based on the yield to maturity of the underlying ETFs reported by the fund managers as of 06.09.2024. The yield is variable and may change depending on the development of Polish interest rates, investor sentiment in the market, and similar factors.
Złoty Bond Portfolio
Grow your savings in line with Poland’s current market interest rates. Ideal for storing zloty savings over short periods of 1 to 3 years.
- Expected return: 4 – 6% per year info
- Only a single fee: 0.5% for management
- Suitable for short-term saving lasting for up to 3 years
If you hold securities traded on a stock exchange for at least one year, the proceeds are tax-free for Slovak tax residents. Our portfolios are composed of ETFs that fall into this category. The tax treatment depends on each client's individual circumstances and may change in the future.