Housing or larger purchases – faster and stress-free
Turn big goals - home, car, even paying off a mortgage - into reality with Finax, easily and worry-free.
Why save for larger purchases by investing?
Higher returns than in a bank account
Money in the bank loses value. By investing, you can increase its value and afford the purchase sooner and on better terms.
Keep your peace of mind and flexibility
Finax allows you to invest with no lock-in periods. You can access your money whenever you need it.
No stress or planning
You just set a goal – Finax will take care of the choice of investments, rebalancing, and taxes. And you can relax.
Compound interest helps you
The sooner you start, the more your money can work for you. Compound interest speeds up your journey.Repaying a mortgage? Consider investing.
Simple setup
You set the goal, target sum and planned investment period. We will take care of choosing the right funds, optimization as well as the taxes - and you may focus on more important things.
Let your money grow
If you plan to save for a longer period, your money can earn during that time instead of losing value in a bank.
No commitments or obligations
Your money is available anytime. Finax offers flexibility that you won't find in regular savings.
Short-term investing
Don't leave money in an account where its value is falling due to inflation. Short-term investing allows you to appreciate the money you plan to use soon.
Global Investing
Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.
Is now the right time to start?
How to start investing?
Complete a short questionnaire and set a strategy that fits you.
Sign up and sign the contract online.
Set up a standing order for payments and make your first deposit.
Track everything via the app and monitor your deposits.
How Finax helps with large purchases?
You may choose from two modern investment solutions, which will help you in accumulating the amount necessary for a house down payment, a car or paying off a loan -without hassle and worries.
Smart deposit
Don't let your money become slowly eaten away by inflation in your bank account. Smart deposit appreciates them with zero value fluctuations - an ideal solution if you'll be needing the money soon.
Global Investing
Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.
Check out real examples of our clients
Global Investing
I wanted to save my 20% for a mortgage as quickly as possible. Thanks to investing in ETFs through Finax, I’m doing it faster than if I relied on a savings account. Everything is automatic, stress-free, and I can see my money working.
Jane
| 26 YearsDoctor
Smart deposit
In a few months, I will buy an apartment. I didn’t want to leave the money in an account where inflation would eat away at it, but I also didn’t want to risk fluctuations in the markets. So I chose a Smart Deposit – it’s conservative, safe, and I sleep peacefully. The money is available when I need it.
George
| 45 yearsEngeneer
Want to see more about Large Purchases?
Investing vs. mortgage
Thinking about making an extra mortgage payment? It might be better to invest.
Many believe, that paying off the mortgage prematurely is the best way you can use the money. This way, they can save on interest, they would have to normally pay. However, when we compare the average yields from investing and the saved interest on mortgage, investing is the advantageous option in most cases. For a more detailed explanation and concrete numbers, read this blog.
Furthermore, a big advantage of investing is that your wealth is not locked in a particular piece of real-estate, but instead, remains flexible. You may always withdraw a particular amount and use it according to your needs. Use the accumulated wealth to pay off the mortgage only if it becomes advantageous. Moreover, Finax takes care of everything for you - including optimization, fund choice and taxes. You just look at your wealth growing!
Why not start with a consumer loan
A consumer loan could end up being more expensive than you think. Investing is a healthier way.
Are you interested in a new car, household equipment, or another large expense? Many people opt for a consumer loan, which is often expensive, unfavorable, and creates financial pressure. A sensible alternative is to start investing ahead of time. Even a small monthly amount can, thanks to compound interest, give you enough funds in a few years. Plus, with Finax, you have control over your investments without needing to understand the complex world of investing.
Automation = less stress
With Finax, you invest once, and it keeps going on its own. You just live your life.
With Finax, you don’t have to worry about selecting stocks, timing the market, or regular checks. Just set your goal, the amount to invest monthly, and we’ll take care of the rest. We invest in global ETFs, regularly rebalance the portfolio, track tax benefits, and optimize your returns. You don’t have to do anything – just relax and watch your wealth grow. Exactly according to the philosophy ‘Invest and relax’.
Taxes and fees under control
With Finax, you invest efficiently – with low fees and without unnecessary tax stress.
Investing with Finax is not only simple but also tax-efficient. Depending on your country of residence, your investments may benefit from tax exemption once the relevant legal conditions are met, which we monitor for you. You do not need to file a tax return or track laws – we will handle everything automatically. Moreover, the fee is transparent, low, and you only pay for portfolio management – no hidden fees, entry or exit fees. Finax helps you invest wisely, conveniently, and without unnecessary complications. More of the money you invest stays in your hands and your goal is reached faster.
Create your investment plan today
Thinking about possible financial goals?
Got questions?
Finax offers several discounts that can make your investing with us even more worthwhile. Alongside regular special offers, we also provide permanent discounts that can exempt part of your assets from the portfolio management fee – for example, a discount for inviting a friend or for transferring your investments to Finax from another provider. Learn more about our discounts.
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