Let your money work effortlessly

No specific goal? No problem. Grow your savings - short-term or long-term - completely worry-free.

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Why grow your money?

We don't speculate, we buy the whole market

The best way to build wealth is investing. More precisely, passive investing, where you don't pick individual stocks, but invest in the entire market. Every deposit gives you exposure to more than 80 % of global stocks and bonds. No need to speculate, just follow the set strategy, don't try to time purchases, invest regularly and without emotions.
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Take a look at the growth potential of your investments

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Higher Returns Without Worries
6 years

Investing involves risk. Past returns are no guarantee of future returns.

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Longer horizon, higher return

Even small deposits can generate attractive returns if made regularly and over a longer investment period (horizon). The longer you invest the faster your wealth grows, all thanks to the power of compound interest.

How to start investing?

1

Complete a short questionnaire and set a strategy that fits you.

2

Sign up and sign the contract online.

3

Set up a standing order for payments and make your first deposit.

4

Track everything via the app and monitor your deposits.

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How Finax helps you grow your money

Finax offers passive ETF portfolios managed automatically without stress and complications, growing your money simply and in the long term.

Investing in ETFs

Time is an investor's greatest friend. The longer you stay invested, the better your chances of reaching the goals that matter most to you.

We use verified global ETFs which have historically achieved returns of up to 9% per year. The longer your invest, the greater is the chance of succeeding as well as the appreciation achieved. Thanks to this, inflation won't eat away your savings and you will build wealth which will provide you with a less stressful life and more freedom to capture opportunities. Past returns are not a guarantee of future performance.
Add or withdraw money whenever you need to — no fees, no waiting periods. Finax manages everything in the background, so you can focus on what you love while your money grows quietly and steadily.
One transparent annual fee covers a professionally managed portfolio and automated rebalancing. Invest — and relax.

Check out real examples of our clients

Investing in ETFs

After years of working, I had some savings, but I didn't want them just lying in the account. I found the solution in Finax - investing. I don't have a specific goal, I just want to know that my money works wisely and safely. Thanks to Finax, I feel good about doing the right thing.

Reviewer

Linda

| 44 years old

Nurse

Investing in ETFs

When we sold our cottage, we hesitated for a long time what to do with the money. Travel, renovation, maybe one day to grandchildren... Finax allowed us to invest without stress, commitment and with confidence. We don't have an exact plan, but we have confidence that our money won't grow old with us. And that's the most important thing for us.

Reviewer

Jozef

| 54 years old

Entrepreneur

Want to explore the details of how your money is invested?

Tax advantages of investments

If the conditions are met, investment returns are exempt from tax.

If you invest through Finax and leave your money invested for at least one year, the returns are exempt from income tax according to the law. This means that the entire profit stays with you – no worries about tax returns. Finax tracks everything for you, so you don't have to worry about any forms.

Effortless automation

Your investments are managed automatically and efficiently.

You don’t need to monitor the markets or make any decisions. Finax will take care of everything for you – from selecting the appropriate ETFs, to tax optimization, and automatic rebalancing, which regularly maintains the proper allocation of your portfolio according to the selected risk. This ensures your investments remain balanced and effective, even during market fluctuations. You just invest – and we handle the rest.

Commitment according to your needs

You may pick and choose between full flexibility or locking your savings until the retirement age.

Unlike term deposits, mutual funds, life insurance, where your money is often ‘locked up,’ at Finax you have complete freedom. You can withdraw your funds at any time without penalties – no waiting for notice periods, no fees for early withdrawals, and no unnecessary restrictions.

However, your savings will not sit idly – they work for you in financial markets, growing long-term, efficiently, and wisely, and when you need them, they will be available in just a few days.

This combination of flexibility and profitability is ideal for anyone who wants peace of mind, security, and access to their money when the right time comes.

Compound interest in practice

Earn returns on returns - effortlessly.

Compound interest is a powerful tool that turns investing into a long-term profitable strategy. If you reinvest the returns, you earn on previous earnings – the longer you invest, the faster your wealth grows. This happens automatically with us. Just save regularly and leave the rest to us.

Clear and fair fee

You only pay for investment management – no hidden costs.

At Finax, we charge only 1% annually + VAT on the managed amount. This fee covers everything essential – portfolio management, automated rebalancing, tax optimization, and selection of the most suitable ETF funds. You don’t pay any entry, exit, or hidden fees. We are fully transparent and don’t burden you with small print. This way, you know exactly what you’re paying for – and more importantly, for what. Your investment works effectively and without unnecessary costs. You can rest easy and focus on what you enjoy.

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Create an investment plan today

I want to invest € a month.
My goal is to save for retirement
  • save for retirement
  • save for my children
  • create an emergency fund
  • buy a property
  • build wealth
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Got questions?

Opening an account at Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions regarding your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Afterwards, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from growing your wealth efficiently. More information.
The European Pension (PEPP) is a voluntary personal retirement savings product regulated by the Eu and available in Ireland. You or your employer can contribute to the account to build long-term retirement savings. One of the main advantages of the European pension is portability. If you move to another Eu Member State during your career, you can continue saving in the same pension account. At Finax, contributions are invested in globally diversified portfolios. You can contribute flexibly, and the basic total annual cost is 0.9%. In Ireland, contributions may also qualify for income tax relief, depending on applicable rules and conditions. Learn more about the European Pension.
Finax charges a portfolio management fee of 1% per annum plus VAT, calculated based on the average account value throughout the year and deducted monthly. If the volume of the client's assets managed by Finax reaches at least 100,000 euros, this fee will be reduced to 0.85% per annum plus VAT. For assets over 500,000 euros, the fee is reduced to 0.65% p.a. + VAT. For further details on Finax service fees, please refer to our Price List.
Check the ongoing promotions to obtain an even higher discount.

At Finax, we provide various discounts to make your investments with us even more profitable. Alongside regular special offers, we offer several permanent discounts that allow you to exempt a part of your assets from the portfolio management fee: discount for inviting a friend and for transferring investments to Finax from competitors.

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