Let your money work effortlessly

No specific goal? No problem. Grow your savings - short-term or long-term - completely worry-free.
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Why grow your money?

We don't speculate, we buy the whole market

The best way to build wealth is investing. More precisely, passive investing, where you don't pick individual stocks, but invest in the entire market. Every deposit gives you exposure to more than 80 % of global stocks and bonds. No need to speculate, just follow the set strategy, don't try to time purchases, invest regularly and without emotions.
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Take a look at the growth potential of your investments

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Investing involves risk. Past returns are no guarantee of future returns.

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Longer horizon, higher return

Even small deposits can generate attractive returns if made regularly and over a longer investment period (horizon). The longer you invest the faster your wealth grows, all thanks to the power of compound interest.

How to start investing?

1

Complete a short questionnaire and set a strategy that fits you.

2

Sign up and sign the contract online.

3

Set up a standing order for payments and make your first deposit.

4

Track everything via the app and monitor your deposits.

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How Finax helps you grow your money

Finax offers passive ETF portfolios managed automatically without stress and complications, growing your money simply and in the long term.

Global Investing

Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.

We use verified global ETFs which have historically achieved returns of up to 9% per year. The longer your invest, the greater is the chance of succeeding as well as the appreciation achieved. Thanks to this, inflation won't eat away your savings and you will build wealth which will provide you with a less stressful life and more freedom to capture opportunities. Past returns are not a guarantee of future performance.
Your investments are completely flexible – you can add or withdraw money anytime without any fees or withdrawal periods. Finax takes care of everything effortlessly and without unnecessary complications. You can focus on what you enjoy, while your money grows peacefully and without stress.
For a transparent fee, you get a professionally managed portfolio, automated adjustments, and tax optimization. You don’t have to worry – just relax.

Check out real examples of our clients

Global Investing

After years of working, I had some savings, but I didn't want them just lying in the account. I found the solution in Finax - investing. I don't have a specific goal, I just want to know that my money works wisely and safely. Thanks to Finax, I feel good about doing the right thing.

Reviewer

Linda

| 44 years old

Nurse

Global Investing

When we sold our cottage, we hesitated for a long time what to do with the money. Travel, renovation, maybe one day to grandchildren... Finax allowed us to invest without stress, commitment and with confidence. We don't have an exact plan, but we have confidence that our money won't grow old with us. And that's the most important thing for us.

Reviewer

Joseph

| 54 years old

Entrepreneur

Want to explore the details of how your money is invested?

Tax advantages of investments

If the conditions are met, investment returns are exempt from tax.

If you invest through Finax, the returns may be exempt from income tax once the relevant legal conditions are met, depending on your country of residence. This means that a larger part of your profit can stay with you. Finax tracks everything for you, so you don't have to worry about any forms.

Effortless automation

Your investments are managed automatically and efficiently.

You don’t need to monitor the markets or make any decisions. Finax will take care of everything for you – from selecting the appropriate ETFs, to tax optimization, and automatic rebalancing, which regularly maintains the proper allocation of your portfolio according to the selected risk. This ensures your investments remain balanced and effective, even during market fluctuations. You just invest – and we handle the rest.

Commitment according to your needs

You may pick and choose between full flexibility or locking your savings until the retirement age.

Unlike term deposits, mutual funds, life insurance, where your money is often ‘locked up,’ at Finax you have complete freedom. You can withdraw your funds at any time without penalties – no waiting for notice periods, no fees for early withdrawals, and no unnecessary restrictions.

However, your savings will not sit idly – they work for you in financial markets, growing long-term, efficiently, and wisely, and when you need them, they will be available in just a few days.

This combination of flexibility and profitability is ideal for anyone who wants peace of mind, security, and access to their money when the right time comes.

Compound interest in practice

Earn returns on returns - effortlessly.

Compound interest is a powerful tool that turns investing into a long-term profitable strategy. If you reinvest the returns, you earn on previous earnings – the longer you invest, the faster your wealth grows. This happens automatically with us. Just save regularly and leave the rest to us.

Clear and fair fee

You only pay for investment management – no hidden costs.

At Finax, we charge only 1% annually + VAT on the managed amount. This fee covers everything essential – portfolio management, automated rebalancing, tax optimization, and selection of the most suitable ETF funds. You don’t pay any entry, exit, or hidden fees. We are fully transparent and don’t burden you with small print. This way, you know exactly what you’re paying for – and more importantly, for what. Your investment works effectively and without unnecessary costs. You can rest easy and focus on what you enjoy.

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Create your investment plan today

I want to invest € a month.
My goal is to save for retirement
  • save for retirement
  • save for my children
  • create an emergency fund
  • buy a property
  • build wealth
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Got questions?

Opening an account with Finax is simple and convenient, and you do it fully online. Click on "Start investing" in the top menu bar. You will be taken to a short registration, where you choose your investment goal (product) and answer a few questions about your planned investment and your profile. Based on this, we will choose a suitable investment strategy for you. Then you create online access, verify your identity biometrically, enter your personal details, verify your contact information, and sign the portfolio management agreement online. After that, nothing stands in the way of building your wealth efficiently and with peace of mind. More information.
Finax was founded by Juraj Hrbatý, an experienced financial professional with 16 years of practice, together with Radoslav Kasík, who previously worked for 9 years as a portfolio manager. The management team is complemented by Ján Jursa, Ján Tonka, Michal Vaculík, and Juraj Šnirc, all with extensive experience from various departments of banks, investment firms, and asset management companies. More about the Finax team.
Finax charges a portfolio management fee of 1% p.a. plus VAT, calculated from the average account value over the year and deducted monthly. If the volume of your assets managed by Finax reaches at least €100,000, this fee is reduced to 0.85% p.a. plus VAT. For assets above €500,000, the fee is reduced to 0.65% p.a. plus VAT. For more details about our fees, please see our price list.
See our current promotions to get an even bigger discount.

Finax offers several discounts that can make your investing with us even more worthwhile. Alongside regular special offers, we also provide permanent discounts that can exempt part of your assets from the portfolio management fee – for example, a discount for inviting a friend or for transferring your investments to Finax from another provider. Learn more about our discounts.

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