The European Pension that moves with you.

Try investing and pay no management fees for the first three months. Start out simple and relaxed.

Let´s start How does it work?
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€1.55 billion
under Finax management
107,000+
satisfied clients
100,000+
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Trusted by investors accross Europe since 2018.

Investing makes a difference.

Take a look at the selection of products we can use to help you achieve your goals.

European Pension (PEPP)

PEPP is a pan-European personal pension designed to help you build retirement savings in a simple, transparent way. A straightforward path to a more secure future.

Why Finax?

Still not sure we’re the right choice?

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Low Fees

With PEPP, you pay just one management fee of 0.6% annually (+ VAT). The total cost for the basic PEPP is 0.9% – of which 0.6% is Finax’s revenue, 0.14% VAT (charged together as a fee), and 0.16–0.22% are internal ETF fees already included in their price. There are no additional fees – not even for early termination or withdrawal. (link to basic PEPP KID)

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No hassle, no worries.

Simply send your funds, and our platform will automatically purchase a diversified selection of ETFs for you. By spreading your investment across multiple assets, we help reduce the risk of any single investment underperforming.

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Your Investment, Your Way

Invest a lump sum, set up regular contributions, pause when you need to, or make a withdrawal - Finax PEPP works around your life, not the other way around.

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Leading provider of PEPP in Europe.

We are market leaders and continuously bring innovative solutions for your retirement future.

Learn more about retirement investing
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Golden Coin 2025

Most innovative investment company

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Invest Cuffs 2024

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Create an investment plan today

I want to invest € a month.
My goal is to save for retirement
  • save for retirement
  • save for my children
  • create an emergency fund
  • buy a property
  • build wealth
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Google
4.9 Stars
399 reviews
Stars

After a year and a half of investing, I rate Finax very positively. For an average person overwhelmed with work, family, hobbies...

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Tomáš Bumbera
Google 9 months ago
Stars

I’ve been investing with this company for over two years and have been fully satisfied. Besides the most favorable and transparent investing...

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Richard Korda
Google a year ago
Stars

Quality services, education, transparency, online. This is how business should be done in today’s world (client first)

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Daniel Zboran
Google a year ago
Stars

Interesting podcasts if you’re a beginner in investing or want to learn something from people who truly understand it. Same about the iPhone app...

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Michal Dudáš
Google a year ago

Investments one click away

Download the app and start investing easily, anytime, anywhere.

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4.9 Google (399 reviews)

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YOUR WEALTH IS IN A SAFE PLACE

Finax is affiliated with a deposit insurance scheme administered by the Investment Guarantee Fund. Your wealth is protected for amounts up to 50,000 euros. For more information, please visit www.garancnyfond.sk.
Our operations are overseen by the National Bank of Slovakia. Upholding our clients' best interests is an integral part of our mission.
We protect your assets with the highest security standards. As a member of the Association of Securities Traders, which oversees compliance by its members, we have committed to following its ethical code.
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Ing. Radoslav Kasík

Founder & Head of Sales Strategy

Mgr. Juraj Hrbatý, CFA

Founder & CEO

From our studio

Blog articles

How to Secure My Pension the Best? Is It the PEPP or a PRSA?

How to Secure My Pension the Best? Is It the PEPP or a PRSA?

After many years, the fragmented supplementary pension savings can be brought into pieces. A new fle...

Transfer your investments to Finax and receive a discount of 50%

Transfer your investments to Finax and receive a discount of 50%

If you move your investments to Finax, we'll manage half of the transferred value for 2 years at no ...

Free Finax account - how to get it?

Free Finax account - how to get it?

1. Discount for a friend referralAre you satisfied with our services, and you’d like to share this i...

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Got questions?

Opening an account at Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions regarding your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Afterwards, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from growing your wealth efficiently. More information.
The European Pension (PEPP) is a voluntary personal retirement savings product regulated by the Eu and available in Ireland. You or your employer can contribute to the account to build long-term retirement savings. One of the main advantages of the European pension is portability. If you move to another Eu Member State during your career, you can continue saving in the same pension account. At Finax, contributions are invested in globally diversified portfolios. You can contribute flexibly, and the basic total annual cost is 0.9%. In Ireland, contributions may also qualify for income tax relief, depending on applicable rules and conditions. Learn more about the European Pension.
Finax charges a portfolio management fee of 1% per annum plus VAT, calculated based on the average account value throughout the year and deducted monthly. If the volume of the client's assets managed by Finax reaches at least 100,000 euros, this fee will be reduced to 0.85% per annum plus VAT. For assets over 500,000 euros, the fee is reduced to 0.65% p.a. + VAT. For further details on Finax service fees, please refer to our Price List.
Check the ongoing promotions to obtain an even higher discount.

At Finax, we provide various discounts to make your investments with us even more profitable. Alongside regular special offers, we offer several permanent discounts that allow you to exempt a part of your assets from the portfolio management fee: discount for inviting a friend and for transferring investments to Finax from competitors.
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