Let your money work effortlessly
No specific goal? No problem. Grow your savings - short-term or long-term - completely worry-free.
Why grow your money?
Your savings grow on their own
Investing in ETFs brings higher returns in the long term than in bank accounts or mutual funds. Let time work for you.Ready for anything
You gain flexibility - whether a new opportunity, expense, or goal arises, your money is always available.You don’t have to worry about a thing
Finax takes care of everything - portfolio, taxes, and rebalancing. You just watch your money grow.No commitments
You don't have to commit to a specific goal, deposit amount, or term. Invest on your terms - worry-free.
We don't speculate, we buy the whole market
Growth even without grand goals
You don't need a clear plan. Investing is ideal for those who just want to grow their money for the future.
Savings under control
You can monitor your portfolio in the app, money withdrawal is without notice period. Investment without commitment.
Stay ahead of inflation
Inflation erodes your money’s value. Investing will not only preserve its real value but also increase it.
Longer horizon, higher return
How to start investing?
Complete a short questionnaire and set a strategy that fits you.
Sign up and sign the contract online.
Set up a standing order for payments and make your first deposit.
Track everything via the app and monitor your deposits.
How Finax helps you grow your money
Finax offers passive ETF portfolios managed automatically without stress and complications, growing your money simply and in the long term.
Investing in ETFs
Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.
- When investing for many years on behalf of your children, time works in your favor. We use proven global ETF funds that historically achieve a return of up to 9% per year. Thanks to this, even smaller regular savings can secure a worry-free start to life for your children – whether it’s for education, housing, or dreams that are just emerging. Past performance is not indicative of future returns.
- Your investments are completely flexible – you can add or withdraw money anytime without any fees or withdrawal periods. Finax takes care of everything effortlessly and without unnecessary complications. You can focus on what you enjoy, while your money grows peacefully and without stress.
- For a transparent fee, you get a professionally managed portfolio, automated adjustments, and tax optimization. You don’t have to worry – just relax.
Check out real examples of our clients
Investing in ETFs
After years of working, I had some savings, but I didn't want them just lying in the account. I found the solution in Finax - investing. I don't have a specific goal, I just want to know that my money works wisely and safely. Thanks to Finax, I feel good about doing the right thing.
Linda
| 44 years oldNurse
Investing in ETFs
When we sold our cottage, we hesitated for a long time what to do with the money. Travel, renovation, maybe one day to grandchildren... Finax allowed us to invest without stress, commitment and with confidence. We don't have an exact plan, but we have confidence that our money won't grow old with us. And that's the most important thing for us.
Jozef
| 54 years oldEntrepreneur
Want to explore the details of how your money is invested?
Tax advantages of investments
If the conditions are met, investment returns are exempt from tax.
If you invest through Finax and leave your money invested for at least one year, the returns are exempt from income tax according to the law. This means that the entire profit stays with you – no worries about tax returns. Finax tracks everything for you, so you don't have to worry about any forms.
Effortless automation
Your investments are managed automatically and efficiently.
You don’t need to monitor the markets or make any decisions. Finax will take care of everything for you – from selecting the appropriate ETFs, to tax optimization, and automatic rebalancing, which regularly maintains the proper allocation of your portfolio according to the selected risk. This ensures your investments remain balanced and effective, even during market fluctuations. You just invest – and we handle the rest.
Investment without commitment
You can withdraw money anytime without notice period.
Unlike term deposits, mutual funds, life insurance, where your money is often ‘locked up,’ at Finax you have complete freedom. You can withdraw your funds at any time without penalties – no waiting for notice periods, no fees for early withdrawals, and no unnecessary restrictions.
However, your savings will not sit idly – they work for you in financial markets, growing long-term, efficiently, and wisely, and when you need them, they will be available in just a few days.
This combination of flexibility and profitability is ideal for anyone who wants peace of mind, security, and access to their money when the right time comes.
Compound interest in practice
Earn returns on returns - effortlessly.
Compound interest is a powerful tool that turns investing into a long-term profitable strategy. If you reinvest the returns, you earn on previous earnings – the longer you invest, the faster your wealth grows. This happens automatically with us. Just save regularly and leave the rest to us.
Clear and fair fee
You only pay for investment management – no hidden costs.
At Finax, we charge only 1% annually + VAT on the managed amount. This fee covers everything essential – portfolio management, automated rebalancing, tax optimization, and selection of the most suitable ETF funds. You don’t pay any entry, exit, or hidden fees. We are fully transparent and don’t burden you with small print. This way, you know exactly what you’re paying for – and more importantly, for what. Your investment works effectively and without unnecessary costs. You can rest easy and focus on what you enjoy.
Create an investment plan today
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High Returns at Lower Risks: the Art of Diversification
Diversification is the key to passive investing. It is also a great and simple way of reducing an investments risk, while stabilizing its long-term return. Portfolios of Finax are among the most widely diversified options on the market. How does diversification work and why is it so important to your investment?
Contemplating other financial goals?
Got questions?
- Opening an account with Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions about your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Next, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from effectively growing your wealth. More information.
- Finax was established by Juraj Hrbatý, a seasoned financier with 16 years of experience, and Radoslav Kasík, who brings 9 years of experience as a portfolio manager. The company's management team also includes Ján Jursa, Ján Tonka, Michal Vaculík, and Juraj Šnirc, each with extensive backgrounds in various departments of banks, securities traders, and asset management companies. More information about the Finax team.
- Finax charges a portfolio management fee of 1% per annum plus VAT, calculated based on the average account value throughout the year and deducted monthly. If the volume of the client's assets managed by Finax reaches at least 100,000 euros, this fee will be reduced to 0.85% per annum plus VAT. For assets over 500,000 euros, the fee is reduced to 0.65% p.a. + VAT. For further details on Finax service fees, please refer to our Price List.
- Opening an account with Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions about your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Next, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from effectively growing your wealth. More information.