How does investing with Finax work?
Invest simply, automatically, and passively through ETFs.
From Decision to Results
0. Download the app
For starters, we recommend downloading the app. Setting up an account and investment management will be way easier and comfortable.
1. Select product
Tell us what you want to achieve – we’ll select the product that will help you achieve it.
2. Account setup
Quick and easy account setup without unnecessary bureaucracy.
3. First deposit
Make your first deposit and start investing according to your preferences.
4. Growth tracking
Track how your money works with automatic diversification.
5. Withdrawal of money
You have access to your money anytime you need it. No hidden fees.
Questionnaire to help you choose the right investment
To recommend the right investment strategy, we first need to understand your situation. A short questionnaire will help us determine your experience with investing, your relationship with risk, and your goal.
Learn more about investment riskTailored portfolio
Not every product is suitable for everyone. That’s why we don’t assemble portfolios randomly, but with a focus on long-term suitability. Based on your answers, we will recommend an investment portfolio that respects your individual preferences – expected return, experience, relationship with risk, or investment horizon. If you like the recommended strategy, identity verification and contract signing follow – all conveniently online, without the need for in-person visits.
Opening an account is non-binding.
You can review your portfolio and contract calmly and decide. Investing starts only with your first deposit.
By sending your first deposit, your money starts working for you
After signing the contract, just send the first deposit.
You can invest a lump sum or set up a standing order – regularity is not a condition. You can invest as it suits you.
Clients’ assets are segregated from Finax’s assets and cannot be used for other purposes.
Automatic management that saves you time
After receiving your funds, the money waits for the so-called purchase day – this happens once a week, typically on Tuesday.
On this day, we automatically buy selected securities according to your portfolio. At that moment, you become their owner.
Your investment is automatically managed, regularly rebalanced, and optimized – without any need for your involvement. Our technology ensures that the portfolio composition remains aligned with the plan you set at the beginning.
Why invest in ETFs?
ETFs – Exchange-Traded Funds – are one of the most sensible ways to invest simply, efficiently and with low costs. You gain access to hundreds or even thousands of securities in one package, allowing you to spread the risk and reduce costs.
ETFs are the foundation of passive investing – they are accessible, transparent, and, when the relevant conditions are met, may be exempt from income tax depending on your country of residence. Thanks to trading on the stock exchange, they are also liquid, meaning you can easily convert your investments back into cash.
The Biggest Advantages of ETF Funds
Low fees due to passive management
Significant portfolio diversification
High level of security thanks to European regulation
High liquidity
Investment monitoring
In the Finax app or on our website, you always have access to the current investment status, its development, and goal achievement. You can rename your investment accounts to better match your goals. Deposits and withdrawals can be done with a few taps. If needed, you can change your investment strategy or monitor your family members’ accounts.
Additionally, the app offers practical tools like the Financial Coach, which helps you organize your personal finances.
Investments one click away
Download the app and start investing easily, anytime, anywhere.
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How does the process of ending investments work?
Anytime
You can terminate the investment anytime. The funds are available to you almost immediately. Transactions are typically executed every Tuesday. The sale of the investment and the transfer of funds to your bank account may take 3 - 10 days after receiving your instruction to terminate the investment.
Keeping your investment horizon
We recommend that you keep the investment horizon you have chosen, meaning the planned length of your investment. Ending the investment early can lead to not reaching your goals, weaker performance, or realising a loss due to a temporary market downturn. The planned investment length is one of the factors we use when recommending a specific portfolio as you open your account. For a shorter period, this portfolio may not be suitable.
No exit fees
Ending your investment, ending it early, or withdrawing your money is completely free of charge.
Tax impact
When terminating an investment, we will inform you of the possibility of tax liability and guide you on the correct procedure to exempt returns from tax.
