Give your children a head-start in life
A savings plan that grows alongside your child. You set the goal - Finax handles the rest.
Why start saving for children with Finax?
Time works in their favor
The earlier you start, the more your child gains. Compound interest can significantly increase the value of an investment over the years.A perfect gift for adulthood
The investment will help them get started – for housing, school, or a car. You’re giving more than money - you’re giving a head-start.Invest on your own schedule
You can invest regularly, occasionally, or as a lump sum. You set how much and how long – according to your possibilities.Financial literacy from childhood
Investing is a chance to teach children responsibility and smart money habits.Let's teach our kids financial habits
The investment grows with the child
A longer horizon means higher returns. The longer you let the investment work, the more your child will gain.
In your name or your child's name
If you want to have full control over the money, open the account in your name. If you open it in your child's name, upon reaching adulthood, you transfer all rights and responsibilities to them.
Goals tailored to children
For each child, you can set one or more goals. You’ll get better insight and certainty that you’re supporting their dreams exactly as needed.
How much to save for children and for how long?
Do you have a clear idea of what you want to achieve through investing? For example, do you want to save for your child's education abroad? Calculate how much money you will need and when. When opening the account, we will recommend the deposit amount you need to save the required sum.
Don't have a specific plan and simply want to save for children according to your abilities? That's also fine. When opening an account, we'll quantify what you can expect to earn.
How to start investing?
Complete a short questionnaire and set a strategy that fits you.
Sign up and sign the contract online.
Set up a standing order for payments and make your first deposit.
Track everything via the app and monitor your deposits.
How Finax helps secure your child’s future
Finax offers a simple investment solution that grows with your child and prepares them for an independent life without financial stress. Investing through Finax is simple, stress-free, and tailored to your children. You manage everything online, and we’ll take care of the rest.
Investing in ETFs
Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.
- When investing for many years on behalf of your children, time works in your favor. We use proven global ETF funds that historically achieve a return of up to 9% per year. Thanks to this, even smaller regular savings can secure a worry-free start to life for your children – whether it’s for education, housing, or dreams that are just emerging. Past performance is not indicative of future returns.
- You can fully control the savings for your child – if you open the account in your name, you can withdraw money at any time without notice and without the consent of others. However, if you open the account directly in your child's name, withdrawals can only be made with the consent of both legal guardians. Choose the solution that works best for you – always without lock-ins and with peace of mind.
- For a transparent fee, you get a professionally managed portfolio, automated adjustments, and tax optimization. You don’t have to worry – just relax.
Check out real examples of our clients
Investing in ETFs
We had a grandchild born, and we immediately knew we wanted to give them a head start in life without unnecessary worries. We started investing a small amount every month at Finax. Today, they are five years old, and we have peace of mind knowing that when the time comes for education or first housing, they’ll be ready.
Katarína
| 66 years oldRetiree
Investing in ETFs
We have two children – each is different, but we want to support them equally. Thanks to Finax, we have a separate goal for each child, whether it’s for education or first housing. We invest regularly, knowing that one day we’ll say to them: go, fulfill your dream, we thought of it in time.
Lukáš
| 35 yearsPhysiotherapist
Want to see more about the children’s future?
Why invest from birth?
A longer investment horizon means more time for growth thanks to compound interest.
When you start investing for a child from birth, you have 18 or more years ahead. This is the ideal time to leverage the power of compound interest – returns on returns. Such a long period allows you to invest in more dynamic portfolios with higher growth potential. Even small monthly contributions can grow into a significant amount. Finax automates everything and adjusts it so you can relax while your investments grow.
Can I use the money for anything?
Yes, child savings have no restrictions. The money is available at any time.
Children’s investments are not tied to a specific purpose – when the time comes, you can use the money for anything: education, housing, a driver’s license, a first car, or travel. Your goal adapts to your child’s needs. And since the money is always available within a few days, you have the flexibility you need. No penalties or notice periods await you.
How to teach financial literacy to children?
Investing is a great opportunity to teach children about money.
Children's investment is not just about saving something for them. It’s also an opportunity for education. Children can check through the app how their money grows, how the markets fluctuate, and they learn discipline in investing. Together, you can set goals and track their completion. Read more about how to teach children to manage money responsibly in our blog “6 Tips to Teach Kids Handle Money.”
Taxes and fees under control
With Finax, you invest efficiently – with low fees and without unnecessary tax stress.
Investing with Finax is not only simple but also tax-efficient. When selling investments after 1 year, we apply tax exemption in accordance with the so-called time test, which we monitor for you. You do not need to file a tax return or track laws – we will handle everything automatically. Moreover, the fee is transparent, low, and you only pay for portfolio management – no hidden fees, entry or exit fees. Finax helps you invest wisely, conveniently, and without unnecessary complications. More of the money you invest stays in your hands and your goal is reached faster.
Create an investment plan today
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Teaching Children Good Money Habits
Learning healthy money habits at an early age has deep-rooted benefits for your childrens future financial success. In addition to helping them understand the concept of money, these habits form the foundation for responsible financial decision-making in the future. In this blog, we will explore how you can instill money management values in your children, with in-depth consideration and practical examples.

6 Tips to Teach Kids Handle Money
If you want to grant your child the best start in adult life, its essential to ensure they know how to handle money. Financial education is the key to a prosperous financial future, making it a good idea to lead your child to form the right habits from an early age.

Stories about Finance for Our Little Ones
Finding learning opportunities for ourselves is possible almost anytime, but discussing finance with the little ones can be challenging. How to teach children the basics of responsible money management? Were suggesting a solution they will surely love. After all, what do they enjoy more than stories at their age?
Contemplating other financial goals?
Got questions?
- Opening an account with Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions about your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Next, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from effectively growing your wealth. More information.
- Finax was established by Juraj Hrbatý, a seasoned financier with 16 years of experience, and Radoslav Kasík, who brings 9 years of experience as a portfolio manager. The company's management team also includes Ján Jursa, Ján Tonka, Michal Vaculík, and Juraj Šnirc, each with extensive backgrounds in various departments of banks, securities traders, and asset management companies. More information about the Finax team.
- Finax charges a portfolio management fee of 1% per annum plus VAT, calculated based on the average account value throughout the year and deducted monthly. If the volume of the client's assets managed by Finax reaches at least 100,000 euros, this fee will be reduced to 0.85% per annum plus VAT. For assets over 500,000 euros, the fee is reduced to 0.65% p.a. + VAT. For further details on Finax service fees, please refer to our Price List.
- Opening an account with Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions about your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Next, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from effectively growing your wealth. More information.