Give your children a head-start in life

A savings plan that grows alongside your child. You set the goal - Finax handles the rest.
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Why start saving for children with Finax?

Let’s teach children good financial habits

According to US statistics, up to 70% of children of millionaires lose the wealth they inherit from their parents because of poor financial decisions and a lack of financial literacy. Let’s teach our children to make good decisions and build the right habits. Read about the son of Finax’s founder, who had his own investment account at the age of 8.
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Find out how much you can save for your kids

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Investing involves risk. Past returns are no guarantee of future returns.

How much to save for children and for how long?

Do you have a clear idea of what you want to achieve through investing? For example, do you want to save for your child's education abroad? Calculate how much money you will need and when. When opening the account, we will recommend the deposit amount you need to save the required sum.

You may not have a specific plan and simply want to send contributions to your children whenever you can. That is perfectly fine. When you open the account, we will show you what return you can expect.

How to start investing?

1

Complete a short questionnaire and set a strategy that fits you.

2

Sign up and sign the contract online.

3

Set up a standing order for payments and make your first deposit.

4

Track everything via the app and monitor your deposits.

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How Finax helps secure your child’s future

Finax offers a simple investment solution that grows with your child and prepares them for an independent life without financial stress. Investing through Finax is simple, stress-free, and tailored to your children. You manage everything online, and we’ll take care of the rest.

Global Investing

Time is the best ally for investors. Long-term investing maximizes your chance of successfully achieving your goals.

When investing for many years on behalf of your children, time works in your favor. We use proven global ETF funds that historically achieve a return of up to 9% per year. Thanks to this, even smaller regular savings can secure a worry-free start to life for your children – whether it’s for education, housing, or dreams that are just emerging. Past performance is not indicative of future returns.
You can fully control the savings for your child – if you open the account in your name, you can withdraw money at any time without notice and without the consent of others. However, if you open the account directly in your child's name, withdrawals can only be made with the consent of both legal guardians. Choose the solution that works best for you – always without lock-ins and with peace of mind.
For a transparent fee, you get a professionally managed portfolio, automated adjustments, and tax optimization. You don’t have to worry – just relax.

Check out real examples of our clients

Global Investing

We had a grandchild born, and we immediately knew we wanted to give them a head start in life without unnecessary worries. We started investing a small amount every month at Finax. Today, they are five years old, and we have peace of mind knowing that when the time comes for education or first housing, they’ll be ready.

Reviewer

Katalin

| 66 years old

Retiree

Global Investing

We have two children – each is different, but we want to support them equally. Thanks to Finax, we have a separate goal for each child, whether it’s for education or first housing. We invest regularly, knowing that one day we’ll say to them: go, fulfill your dream, we thought of it in time.

Reviewer

Lukács

| 35 years

Physiotherapist

Want to see more about the children’s future?

Why invest from birth?

A longer investment horizon means more time for growth thanks to compound interest.

If you start investing for your kid's future since birth, you have 18 or more years ahead of you. An ideal period, to unleash the power of compound interest, which makes the value of your investment grow faster and faster the longer you invest. Furthermore, a longer investment period means that it's safer to invest in more dynamic strategies which have a greater growth potential. Even small monthly deposits can thus grow to a significant amount. Finax automizes and sets up everything in such a way so that you may relax while your investments grow.

Can I use the money for anything?

Yes, child savings have no restrictions. The money is available at any time.

Children’s investments are not tied to a specific purpose – when the time comes, you can use the money for anything: education, housing, a driver’s license, a first car, or travel. Your goal adapts to your child’s needs. And since the money is always available within a few days, you have the flexibility you need. No penalties or notice periods await you.

How to teach financial literacy to children?

Investing is a great opportunity to teach children about money.

Children's investment is not just about saving something for them. It’s also an opportunity for education. Children can check through the app how their money grows, how the markets fluctuate, and they learn discipline in investing. Together, you can set goals and track their completion. Read more about how to teach children to manage money responsibly in our blog “6 Tips to Teach Kids Handle Money.”

Taxes and fees under control

With Finax, you invest efficiently – with low fees and without unnecessary tax stress.

Investing with Finax is not only simple but also tax-efficient. Depending on your country of residence, your investments may benefit from tax exemption once the relevant legal conditions are met, which we monitor for you. You do not need to file a tax return or track laws – we will handle everything automatically. Moreover, the fee is transparent, low, and you only pay for portfolio management – no hidden fees, entry or exit fees. Finax helps you invest wisely, conveniently, and without unnecessary complications. More of the money you invest stays in your hands and your goal is reached faster.

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Create your investment plan today

I want to invest € per month.
My goal is to prepare for retirement
  • prepare for retirement
  • secure my children’s future
  • build a financial reserve
  • buy a property
  • building wealth
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Read more about the "Kids' future" goal

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Teaching Children Good Money Habits

Learning healthy money habits at an early age has deep-rooted benefits for your childrens future financial success. In addition to helping them understand the concept of money, these habits form the foundation for responsible financial decision-making in the future. In this blog, we will explore how you can instill money management values in your children, with in-depth consideration and practical examples.

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6 Tips to Teach Kids Handle Money

If you want to grant your child the best start in adult life, its essential to ensure they know how to handle money. Financial education is the key to a prosperous financial future, making it a good idea to lead your child to form the right habits from an early age.

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Stories about Finance for Our Little Ones

Finding learning opportunities for ourselves is possible almost anytime, but discussing finance with the little ones can be challenging. How to teach children the basics of responsible money management? Were suggesting a solution they will surely love. After all, what do they enjoy more than stories at their age?

Got questions?

Opening an account with Finax is simple and comfortable, and you can do everything online. Click on "Start investing" in the top menu bar. You will be taken to registration, where you choose the purpose of your investing (the product) and answer a few questions about your planned investment and your profile. Based on your answers, we will select a suitable investment strategy for you. You then create online access, verify your identity biometrically, enter your personal data, confirm your contact details, and sign the portfolio management agreement online. After that, nothing stands in the way of building your wealth efficiently and with peace of mind. More information.
Finax was founded by Juraj Hrbatý, a seasoned finance professional with 16 years of experience, together with Radoslav Kasík, who had worked as a portfolio manager for 9 years. The management team is completed by Ján Jursa, Ján Tonka, Michal Vaculík, and Juraj Šnirc, all with extensive backgrounds from various departments of banks, securities dealers, and asset management companies. More information about the Finax team.
Finax charges a portfolio management fee of 1% p.a. + VAT, calculated from the account’s average value over the year and deducted monthly. If the volume of your assets managed by Finax reaches at least €100,000, this fee is reduced to 0.85% p.a. + VAT. For assets exceeding €500,000, the fee is reduced to 0.65% p.a. + VAT. For full details of our fee structure, please see our Price list.
Check the current promotions to get an even better discount.

Finax offers several discounts that can make your investing with us even more beneficial. We regularly bring special offers to our clients and, in addition, provide long‑term discounts that allow you to have part of your assets managed without a portfolio management fee: a discount for inviting a friend or for transferring your investments to Finax from another provider.

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