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Promotion is over: Smart deposit even more profitable in October

You must have heard about our latest addition to the product family. The Smart Deposit, a killer of savings and term accounts, is our most conservative investment product. With a gross annual return of 3.8%*, it's built on ETFs and is designed to hold your savings for up to one year. However, it will be even more profitable in October.

Dominika Brtková | News | 1. October 2023

Now is the right time 

The gross yield of 3.8% p.a. is variable depending on the evolution of ECB interest rates, which are the highest in the eurozone for more than 20 years. That's why now is a good time to take advantage of the unique discount. More about the Smart Deposit.

If you deposit €5,000 or more in the Smart Deposit during the month of October (1 October - 31 October 2023), we will manage half of the amount you deposit for 1 year free of charge.

See the development of the Smart Deposit on Dominik Hrbatý's transparent account.

The simple return shows how much the account has currently earned. Since the chart captures the period since July, its amount so far is 0.72%. The current annual return of 3.8% tells us what the gross profit would be after a year of holding the investment if ECB interest rates were unchanged over the next 12 months. Past returns are no guarantee of future returns.

Don't have a Smart Deposit yet? Open a conservative product with an attractive yield and low risk and take advantage of the October discount.

More about the general terms and conditions.

Investing involves risk, learn more here.

The promotion is limited and lasts only until the end of October. The minimum deposit to qualify is €5,000. The amount required to receive the discount can be deposited in multiple deposits during October into the Smart Deposit asset account. If deposits to the Smart Deposit exceed €5,000, the total amount of deposits will determine the amount managed for one year without a fee. There is no upper limit for the discount.

The discount will be credited in early November with a validity of one year (from 1.11.2023 to 31.10.2024).

If you have savings that you plan to use in the short term, but don't want them to sit in your checking account and lose value, depositing them at a discount with the Smart Deposit is the way to go.

You can see the detailed wording of the campaign in the statute.

Don't miss out on the discount and combine it with others

Smart investors combine discounts and invest even more profitably.

Take advantage of the discount for inviting friends or moving your investment to Finax. All information about ongoing discounts can be found in the Discounts and Fees section and on the website in the Get your discount section. Read more in the blog.

Don't forget that the promotion only lasts until the end of October.

If you have any questions about the ongoing discount, feel free to contact us at

*3.8% p.a. is the yield to maturity as of 9/20/2023, as quoted by the ETF product managers. The yield is variable, linked to the ECB base deposit rate and does not include Finax fees of 0.5%. This return can change and it is not a reliable indicator of future performance.

Dominika Brtková
Dominika Brtková
Social Media Specialist - Junior
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