Intelligent Annuity

A unique payout portfolio that makes the most out of your savings.

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What is the Annuity?

Investing represents a period of wealth building. Afterward, you can start enjoying the assets you have acquired. Passive monthly income is, after all, the goal of every investor. And that's the purpose of our Annuity. It's a unique solution to a payout portfolio.

Monthly income

Low fee

Adjustable amount

Tax exemption

Optimal risk

Always accessible

Who is the annuity for?

For anyone who has built wealth, becoming financially secure.
Whether you've invested, inherited, or sold your business, Finax offers you the ideal automated solution for long-term wealth drawdown, retirement, and passive income. We have brought a revolutionary product with a minimum investment of €50,000.
Read more in our blog.

Your Future

To your liking

Seeking to preserve your wealth or rather to enjoy it fully? We will suggest the ideal monthly amount and increase it each year to account for inflation. You can always adjust the income amount.

Money Works

And you're enjoying it

Your wealth will be invested. Set the horizon, risk, and preferred target, and let us do the rest. The robo-advisor computes your monthly income, regularly selling a portion of your assets to send the money to your account.

Create an Annuity Plan

Higher Returns

Lower taxes

The Annuity continues to multiply your wealth even while drawing passive income. ETFs grant a broad spread of risk and attractive returns that are tax-free for Slovak residents after one year.

What are the alternatives?

The market offers several alternatives to secure an annuity. The state pension, however, is no longer sufficient. Our blogs have also described the disadvantages of passive income based on corporate bonds, real estate, dividend stocks, or the second and third pillars. Beware of low returns, inadequate risk, limited liquidity, tax and levy burden, time intensity, and high cost.

Annuity to your liking

Deciding how to use your funds is up to you. You can only withdraw as much money, as needed to maximize the likelihood of preserving your investment for future generations.
If you don't mind the value of your assets falling to or nearing zero towards the end of the investment horizon, you may prefer to take the maximum annuity income over the period you choose.
Another option is to fully enjoy the passive income regardless of whether your assets will last for the entire investment horizon.

What annuity can I expect?

In this model, we assume maximum utilization of the deposit over the entire period.

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Today
6 years

Past performance is no guarantee of future returns

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This is a theoretical projection of returns for a Finax model portfolio, assuming an annual return of 8% and taking only the portfolio management fee into account. The actual return achieved may vary depending on financial market conditions, and your investment may also result in a loss. Please note that the presented investment strategy may not be suitable for all investors.

GAIN MORE FROM YOUR WEALTH

With the largest digital asset manager in Central Europe

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Look at our blogs, podcasts, webinars

What is the intelligent regular withdrawal? | Finax.eu

27. March 2020

What is the intelligent regular withdrawal?

Read more

18. November 2019

How Does the Intelligent Annuity Work?

Read more
Want to know more? Attend our webinars! | Finax.eu

02. July 2020

Want to know more? Meet us online or attend our webinars!

Read more

31. March 2023

Free Finax account - how to get it?

Read more

29. March 2018

Why Do We Rebalance Our Portfolios?

Read more

07. July 2023

Do Not Try to Time the Markets, You Will Earn Less

Read more

08. April 2018

Intelligent Investing Is Here!

Read more

21. August 2018

How Do We Choose Our ETFs?

Read more

23. October 2018

Ing. Peter Pašek - Active Investor's Path Towards a Passive Approach

Read more

DO YOU HAVE FURTHER QUESTIONS?

Opening an account with Finax is simple and fully online. Just click on "Let's start" in the top menu bar. From there, you will be taken to the registration page where you can choose your investment goal and answer a few questions about your investment preferences and risk profile. Based on your answers, we'll select a suitable investment strategy for you. Next, you'll create your online access, verify your identity using biometrics, provide personal information, confirm your contact details, and sign the portfolio management agreement online. Once you've completed these steps, nothing will hold you back from effectively growing your wealth. More information.

Finax was established by Juraj Hrbatý, a seasoned financier with 16 years of experience, and Radoslav Kasík, who brings 9 years of experience as a portfolio manager. The company's management team also includes Ján Jursa, Ján Tonka, Michal Vaculik, and Juraj Šnirc, each with extensive backgrounds in various departments of banks, securities traders, and asset management companies. More information about the Finax team.

Finax charges a portfolio management fee of 1% per annum plus VAT, calculated based on the average account value throughout the year and deducted monthly. If the volume of the client's assets managed by Finax reaches at least 100,000 euros, this fee will be reduced to 0.85% per annum plus VAT. For further details on Finax service fees, please refer to our Price List.

Check the ongoing promotions to obtain an even higher discount.

At Finax, we provide various discounts to make your investments with us even more profitable. Alongside regular special offers, we offer several permanent discounts that allow you to exempt a part of your assets from the portfolio management fee: discount for inviting a friend and for transferring investments to Finax from competitors.

All frequently asked questions

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