App Store
Google Play
Achieve higher returns
At Finax, we distribute investments across thousands of companies worldwide, so you can earn more in the long run than if you managed your money yourself.
Check out the actual performance on transparent accounts of our clients
Verified data from real investments managed by our clients will convince you of the quality.
Ivan Chrenko
Slovak entrepreneur
I am a shareholder and client of Finax. Find out how Finax is managing part of my wealth.
Dominik Hrbatý
Former professional tennis player
Take a look at my investments and accounts. I have been investing with Finax since its start. It met my high expectations.
At Finax, you invest passively
Why does this approach bring the best results?
Passive Investing
Passive investing tracks the development of the entire market without attempting to predict the performance of individual stocks. Investments are spread across thousands of securities worldwide, in proportion to their market value. This approach is low-cost, less risky, and free of emotions. The result is stable returns that consistently outperform most actively managed funds.
Start investingWhy do most investors earn less than passive market holding?
Emotions
People make emotional mistakes, fall into panic, greed, or overconfidence. Passive investing removes the human factor.
Information
The lack of information and the difficulty of evaluating it leads to poor decisions. Passive investing eliminates this risk.
Speculation
Many investors slip into risky speculation, betting on certain events. Passive investing means discipline.
Lower diversification
Concentration of investment increases the risk of losses. The only way to hold winners in each period is to buy the entire market.
98%
of actively managed European funds focused on world equity didn't manage to outperform the market over the past 10 years.
What ensures higher returns with Finax?
-
Market returns pose as a maximum long-term profit achievable by investing. Furthermore, it leads to greater discipline, as you are focused on the long-term goal instead of speculating.
Read more
-
At Finax, you don't pay any fees for deposits, performance, or for closing investments. We charge only one low fee for portfolio management, from 0.50% to 1.23% annually, which can be reduced further with various discounts.
Learn more
-
Profit from the sale of ETFs is fully exempt from tax for Slovak tax residents after holding them for 1 year. We manage portfolios without generating tax liabilities.
Read more
- Broadly diversified risk removes the threat of large and permanent losses. Furthermore, it ensures greater return stability and guarantees that you will hold the future winners in your portfolio.
-
Keeps your portfolio in optimal allocation. Our rebalancing method increases the return of dynamic strategies by at least +0.4 percentage points per year (with a 60% stock share or more).
Read more
- On your journey towards your financial goals, we mentor, educate, and guide you to stay on your chosen strategy and investment horizon, which are two key prerequisites for successful investing.
Our products
Everyone has different needs – that's why we have a portfolio that adapts to you.
Short-term products
Our short-term solutions allow your savings to grow steadily without the unnecessary risk - you have your money under control and they are still working for you.
Wallet
Designed for a period of 1 to 3 years
Provides secure and liquid investing with a more attractive return than regular savings. Funds are allocated to a portfolio composed mainly of short-term bond ETFs and money market instruments, which ensures low volatility and quick availability.
Learn more about the productSmart Deposit
Designed for a period of up to 1 year
The product is mainly designed for clients, who do not wish to leave their savings laying in a bank account. Smart Deposit reflects the overnight interest rates in the economy in its yield, all while maintaining virtually zero volatility and quick access to your savings.
Learn more about the productLong-term products
Our long-term investment approaches combine efficiency, diversification, and simplicity – without unnecessary emotions, without complications.
European Pension (PEPP)
Designed for long-term retirement savings
Modern and transparent pension product meeting pan-European standards. Created for those who wish to secure a decent retirement at a reduced fee and embracing long-term value retention. Unlike with Investing in ETFs the savings may only be withdrawn upon reaching the retirement age. Portfolio is diversified and managed with the emphasis on stable growth bearing in mind the long-term investment horizon.
Learn more about the productInvesting in ETFs
Designed for medium to long-term goals
The flagship of Finax, which offers fully automated investing in ETFs. The portfolio is globally diversified and adjusted according to the risk profile of the client. Investing in ETFs is an ideal solution for those who wish to appreciate their wealth with ease, cheaply and without hassle. The profits are usually tax-exempt after a certain period of holding and you may request a withdrawal anytime without charges.
Learn more about the productAnnuity
Designed for regular money withdrawal from investments
The Annuity product is an ideal solution for those who wish to live off of the returns from their savings - whether during the retirement or after leaving your job early. It allows regular monthly withdrawals from a globally diversified portfolio which is being managed to last as long as possible. The Annuity brings peace of mind and a secure passive income without having to deal with taxes, security sales or market fluctuations. All you need to do is to invest, sit back and relax.
Learn more about the productInvestments one click away
Download the app and start investing easily, anytime, anywhere.
App Store
Google Play
4.9 Google (399 reviews)
Our results speak for themselves
100,000+
app downloads
90,000+
Satisfied customers
€1,1 billion
under Finax managementOur satisfied clients
After a year and a half of investing, I rate Finax very positively. For an average person overwhelmed with work, family, hobbies...
9 months ago
I’ve been investing with this company for over two years and have been fully satisfied. Besides the most favorable and transparent investing...
a year ago
Quality services, education, transparency, online. This is how business should be done in today’s world (client first)
a year ago
Create an investment plan today
