PAY LESS,
EARN MORE

This is a simple average of the entry and ongoing costs of these funds as at 16.6.2023 as set out in the Key Information Documents. The funds are 365.invest Real Estate, AM SLSP Maximised Income Fund, Eurizon AM Slovakia Dynamic Portfolio, IAD First Real Estate, Eurizon AM Slovakia Equity Portfolio, AM SLSP Active Portfolio, TAM Real Estate, AM SLSP Global Renta, J&T BOND EUR Mixed and TAM Bond.

The example of a lump sum investment involves investing an amount of €50,000 in equity funds for a period of 30 years. The appreciation is constant - 8% per year. Ongoing fees are charged in the model once a year at the end of the year on the value of the investment adjusted for appreciation. The initial fee is deducted at the beginning of the model's time horizon from the total amount invested. The actual amount invested is thus reduced by this fee. The resulting amounts are rounded to the nearest €100.

The example of a regular investment assumes a regular investment of €100 every month for 30 years. The appreciation achieved is constant - 8% per year. Each monthly payment is reduced by the amount of the entry fee. Ongoing fees are charged each month on the total value of the account, excluding a new monthly payment of one-twelfth of the annual fee. The appreciation is calculated on a compounded basis each month. The resulting amounts are rounded to the nearest €100.

Entry fees for mutual funds are the simple arithmetic average of these fees for the 10 largest mutual funds in Slovakia. The source of the data is the Key Information Documents. Finax does not charge any entry fee.

Ongoing fees include the Funds' management fee expenses, custodian fees, transaction costs and other ongoing costs. Management fees for competing funds are a simple arithmetic average of the 10 largest mutual funds as of 6/16/2023. Data source is Key Information Documents. Investment costs in Finax products include portfolio management fee.