PAY LESS,
EARN MORE

You will save 1.15% annually on fees with Finax,
that much higher will your appreciation of investment be.

A penny saved, is a penny earned.

Benjamin Franklin
Benjamin Franklin

At Finax you invest with minimum fees, what means higher returns for you

  • Only one fee - for portfolio management 1% p.a. (+ VAT)
  • No entry fee
  • No transaction fees
  • No fees on profits made
  • No exit fees
  • No hidden charges
Average investment costs
Entry fee
Running costs
Finax
0%
1,2%
Mutual funds
1.7%
1.7%
Comparison of the cost of the basic investment in Finax and the average of the 10 largest mutual funds in Slovakia as of 16.6.2023 (data source Fund Key Information Documents).

Impact of fees on the investment

We compared the impact of investor costs in Finax and in the 10 largest mutual funds in Slovakia.

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This is a simple average of the entry and ongoing costs of these funds as at 16.6.2023 as set out in the Key Information Documents. The funds are 365.invest Real Estate, AM SLSP Maximised Income Fund, Eurizon AM Slovakia Dynamic Portfolio, IAD First Real Estate, Eurizon AM Slovakia Equity Portfolio, AM SLSP Active Portfolio, TAM Real Estate, AM SLSP Global Renta, J&T BOND EUR Mixed and TAM Bond.

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The example of a lump sum investment involves investing an amount of €50,000 in equity funds for a period of 30 years. The appreciation is constant - 8% per year. Ongoing fees are charged in the model once a year at the end of the year on the value of the investment adjusted for appreciation. The initial fee is deducted at the beginning of the model's time horizon from the total amount invested. The actual amount invested is thus reduced by this fee. The resulting amounts are rounded to the nearest €100.

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The example of a regular investment assumes a regular investment of €100 every month for 30 years. The appreciation achieved is constant - 8% per year. Each monthly payment is reduced by the amount of the entry fee. Ongoing fees are charged each month on the total value of the account, excluding a new monthly payment of one-twelfth of the annual fee. The appreciation is calculated on a compounded basis each month. The resulting amounts are rounded to the nearest €100.

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Entry fees for mutual funds are the simple arithmetic average of these fees for the 10 largest mutual funds in Slovakia. The source of the data is the Key Information Documents. Finax does not charge any entry fee.

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Ongoing fees include the Funds' management fee expenses, custodian fees, transaction costs and other ongoing costs. Management fees for competing funds are a simple arithmetic average of the 10 largest mutual funds as of 6/16/2023. Data source is Key Information Documents. Investment costs in Finax products include portfolio management fee.

One-time investment of 50 000 €
into equity markets with 8% annual return

Fee
Entry fee 
Running costs 
Finax
0%
1,2%
Competitors
1,7%%
1,70%
The result of the investment
10 years
20 years
30 years
95 700 €
183 100 €
350 300 €
89 400 €
162 600 €
295 700 €

Regular investment of 100 € every month
(savings) to stock markets with 8% annual returns

Fee
Entry fee 
Running costs 
Finax
0%
1,2%
Competitors
1,7%
1,7%
Investment result (deposits over 30 years € 36 000)
10 years
20 years
30 years
17 000 €
49 500 €
111 600 €
16 300 €
45 800 €
99 500 €

Would you wish to invest?

  • Low-cost investment is no longer accessible only to the rich
  • Crucial factor for the outcome of the investment are fees
  • Most investment products offered in Slovakia charge unnecessarily high fees
  • Pay less, earn more
  • Find out what fees are charged by your banks or funds
I want to know more

Create an investment plan today

I want to invest € a month.
My goal is to save for retirement
  • save for retirement
  • ensure children's saving
  • create emergency fund
  • buy a property
  • build wealth
.
We are happy to advise you!
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