Loan vs. Investment
Consumer loan of 10,000 € for 10 years
with interest of 7.5% p.a.
How much do you pay to your bank for 10 years in total?14 400 €
What is his monthly installment?120€
Investment of the same installment
How much do you save up during 10 years?22 800 €
How much euros can you get per month on the revenue from the amount you have saved after 10 years of investment?205 €
Birth of a child
Purchase of an apartment
Life moments that brings financial burden...
Every third Slovak is worried of job loss or insufficient social security, every fourth is dreading the idea of retirement, the rising cost of living or the deterioration of the personal economic situation.Break the mould and be confident in the future!
What interest rates do you
have on your bank accounts?
Keeping your savings in a bank is convenient, when you need to have cash on hand. However, in case you would wish your savings to grow, you need to invest. Complement your bank deposits with investment account and profit from higher returns. We will choose a tailored portfolio with a reasonable risk for you - which will make you feel comfortable throughout the investment.
Your 10 000 € term deposit with interest of 1.5% will have a value of 12 800 € in 20 years, while invested with a yield of 8% would have a value of 46 600 €.
Financial planning is:
- expenditure control,
- management of savings,
- setting financial goals,
- choice of tools to achieve objectives,
- their control and adaptation to new life situations.
Joyful life situations we will gladly help with:
Birth of a child
Prepare for your children's education or to help them becoming independent.
Warmth of home
Whether you are planning to buy a house, flat or other property or would like to rid of your mortgage, we will prepare a plan to ensure comfortable living for you.
You determine what standard of living you want to have on your pension and when you want to retire. We will advise you how much and how to save.
Wealth is not determined by the amount of income but by the size of the assets.The sooner you start building your wealth, the more comfortable your life will be in the future.
We will help you build your emergency fund for unexpected life situations.
We will advise you on how to extend the acquired wealth and enjoy its benefits as long as possible.